Established Financial Institution

About AGA-CIRANKO LIMITED

We are a leading financial technology company dedicated to transforming access to credit in Ghana through innovative digital solutions.

Our Story
AGA-CIRANKO Office

Our Journey

Founded with a vision to democratize access to credit, AGA-CIRANKO LIMITED has grown to become one of Ghana's most trusted digital lending platforms.

We started with a simple observation: many hardworking Ghanaians faced challenges accessing timely credit from traditional financial institutions. High barriers, lengthy processes, and stringent requirements kept many from achieving their financial goals.

Our response was AgyapaCredit – a mobile-first platform that combines advanced technology with deep understanding of the Ghanaian financial landscape. Today, we've helped thousands of individuals and businesses access the funds they need to grow.

Our Mission

To provide accessible, affordable, and transparent financial solutions that empower Ghanaians to achieve their personal and business goals.

We believe everyone deserves access to fair credit

Our Vision

To become Ghana's most trusted digital financial partner, recognized for innovation, reliability, and commitment to customer success.

Building a financially inclusive Ghana

Our Promise

We are committed to providing financial solutions that are not only accessible but also contribute positively to our customers' financial well-being. Every decision we make is guided by our core values of integrity, innovation, and customer-centricity.

  • Transparent pricing with no hidden fees
  • Responsible lending practices
  • 24/7 customer support
  • Data privacy and security

Our Milestones

Key moments in our journey of growth and innovation

2020

Company Foundation

AGA-CIRANKO LIMITED was officially registered and obtained its license as a non-bank financial institution from the Bank of Ghana.

2021 Q1

First Product Launch

Launched our inaugural personal loan product, serving over 5,000 customers in the first year with a focus on salaried workers.

2021 Q4

Mobile App Development

Began development of AgyapaCredit mobile application to provide customers with 24/7 access to loan services.

2022

Digital Transformation

Successfully launched AgyapaCredit app, introducing automated loan processing and instant approvals.

2023

Expansion & Growth

Expanded loan portfolio, introduced business loans, and reached over 50,000 customers across all regions of Ghana.

2024

Future Vision

Planning to introduce new financial products, enhance technology infrastructure, and explore expansion to serve more Ghanaians.

Our Core Values

The principles that guide every decision we make and every action we take

Integrity

We operate with honesty and transparency in all our dealings. Our customers trust us because we keep our promises.

Customer First

Our customers are at the heart of everything we do. We listen, understand, and deliver solutions that meet their needs.

Innovation

We embrace technology and creativity to deliver better financial solutions that simplify and improve lives.

Social Responsibility

We believe in giving back to the communities we serve and promoting financial literacy across Ghana.

Teamwork

We collaborate, support each other, and celebrate shared successes to achieve our common goals.

Excellence

We strive for the highest standards in service delivery, continuously improving to exceed expectations.

Community Impact

Beyond providing loans, we're committed to making a positive difference in the communities we serve.

Financial Literacy

Free workshops on financial management and responsible borrowing

Youth Empowerment

Supporting young entrepreneurs with business training and mentorship

Corporate Social Responsibility

Regular contributions to educational and healthcare initiatives

Financial Inclusion

Extending credit to underserved communities and individuals

Join Our Team

Join Our Team

We're always looking for talented individuals who share our passion for innovation and customer service.

At AGA-CIRANKO, we believe that our people are our greatest asset. We foster a culture of collaboration, continuous learning, and professional growth.

  • Competitive compensation packages
  • Professional development opportunities
  • Inclusive and supportive work environment
  • Health and wellness benefits
View Career Opportunities