Personal Loan Solutions

Flexible loan products designed to meet your financial needs. Choose from our range of personal loans with competitive rates and clear terms.

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Choose Your Loan Plan

Select the loan product that best fits your financial needs and repayment capacity

Quick Cash Loan

₵500 - ₵5,000
Monthly Rate: 5%
  • Instant approval within 15 minutes
  • Repayment period: 30-90 days
  • No collateral required
  • First-time borrower friendly
  • Minimal documentation needed
  • Funds disbursed within 2 hours
Apply Now

Salary Advance

₵1,000 - ₵20,000
Monthly Rate: 4.5%
  • For salaried workers only
  • Repayment via salary deduction
  • Flexible 3-12 month terms
  • Lower interest rates
  • Automatic approval for repeat customers
  • No bank statement required
Apply Now

Business Loan

₵5,000 - ₵50,000
Monthly Rate: 4%
  • For business expansion
  • Repayment period: 6-24 months
  • Business registration required
  • Flexible repayment schedule
  • Priority processing
  • Business advisory support
Apply Now

Loan Calculator

Estimate your monthly repayments and find the perfect loan plan for your budget

₵500 ₵50,000
1 month 24 months
5% monthly
4.5% monthly
4% monthly

Estimated Repayment

₵0

Monthly Payment

Loan Amount: ₵0
Interest Rate: 0%
Loan Term: 0 months
Total Interest: ₵0
Total Repayment: ₵0
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Simple Application Process

Get your loan in just 4 easy steps

1

Register

Download our app and complete your registration with basic information

2

Apply

Choose your loan amount and term, then submit your application

3

Verify

Upload required documents for quick verification

4

Receive Funds

Get approved and receive funds directly to your mobile money or bank account

Eligibility Requirements

To qualify for a loan with AGA-CIRANKO, you need to meet these basic requirements:

  • Age Requirement

    Must be between 21 and 60 years old

  • Residency

    Must be a resident of Ghana with valid ID

  • Income Source

    Must have a verifiable source of income

  • Mobile Money Account

    Active mobile money account (MTN or Vodafone)

  • Valid Contact Information

    Active phone number and email address

Required Documents

Prepare these documents for a smooth application process:

National ID

Ghana Card or Voters ID

Utility Bill

Recent water or electricity bill

Bank Statement

3 months bank statement (if applicable)

Selfie Photo

Clear selfie with your ID

Frequently Asked Questions

Find answers to common questions about our loan products

How quickly can I get my loan approved?

Most applications are processed within 15-30 minutes during business hours. Once approved, funds are typically disbursed within 2 hours to your mobile money account.

What is the maximum loan amount I can get?

For first-time borrowers, the maximum is ₵5,000. As you build a good repayment history with us, your credit limit can increase up to ₵50,000 for qualified customers.

Are there any hidden fees or charges?

No. We believe in transparency. All fees are clearly stated during the application process. There are no hidden charges. You'll see the exact amount you'll pay back before you accept the loan.

Can I repay my loan early?

Yes, you can repay your loan early without any penalties. In fact, early repayment can improve your credit score and increase your chances of getting higher loan amounts in the future.

What happens if I miss a payment?

We understand that circumstances can change. If you anticipate difficulty making a payment, please contact our customer service team immediately. We offer flexible solutions and can work with you to adjust your payment plan.

Apply for a Loan

Fill out the form below to start your application